Oplis Financial’s loan amounts are $625 to $2,000. An installment loan is paid back through a number of scheduled repayments. Our terms are 9 months to 18 months depending on the amount borrowed. You have the right to rescind your loan within 3 days of signing your loan contract by emailing us at support@oplisloans.com.
The APR (Annual Percentage Rate) ranges from 350% to 450% depending on the length and amount borrowed. The APR is the finance charge of your loan expressed as a yearly rate. Complete disclosures of APR, fees and payment terms are provided within the Loan Agreement per TILA (Truth-In-Lending Disclosures). Oplis Financial installment loans can be paid out early without penalty.
The information below represents the cost of a $625 loan with 12 monthly payments. Rates and terms vary based on the loan amount.
| Loan Amount: | Annual Percentage Rate: | Finance Charge: |
|---|---|---|
| $625 | 239.97% | $1,064.23 |
| Payment 1 | $140.78 |
|---|---|
| Payment 2 | $140.78 |
| Payment 3 | $140.78 |
| Payment 4 | $140.78 |
| Payment 5 | $140.78 |
| Payment 6 | $140.78 |
| Payment 7 | $140.78 |
| Payment 8 | $140.78 |
| Payment 9 | $140.78 |
| Payment 10 | $140.78 |
| Payment 11 | $140.78 |
| Payment 12 | $140.78 |